It may seem like your debt happened overnight, but getting out from under debt usually takes time and planning. Make a spending plan that covers your necessities first, and then start paying off debt. If your income is not enough to pay for necessities such as housing, food and transportation then it time to either increase your income (through work, selling possessions, obtaining scholarships) or decrease your spending on non-essentials.
Once you have an income that covers your basic needs, you can start paying down debt.
There are a few methods to paying off debt, here are two!